Showing posts with label Finance. Show all posts
Showing posts with label Finance. Show all posts

Friday, July 3, 2009

List of Local Bank

If you are searching for a housing loan, below is the list of the contact number of the local bank.

Local Bank Contacts
Affin Bank 04-3906001
Alliance Bank 04-8182121
Am Bank 04-2263939
Bank Rakyat 04-6579634
Bank Islam 04-6425094
Muamalat Bank 03-26977077
Bank Simpanan National 03-21623222
CIMB Bank 04-2206990
Citibank 04-8181072
EON Bank 04-2966988
Hong Leong Bank 04-2615022
HSBC Bank 04-6503293
Maybank 04-2613271
Scotia Bank 04-6410766
OCBC Bank 1300 88 5000
Public Bank 04-2613415
RHB Bank 04-2621725
Standard Chartered Bank 04-2623000
UOB Bank 04-2588066

If there is any update to the contact number, you are welcome to feedback.

Tuesday, June 2, 2009

Refinancing your housing loan

The interest rate of the housing loan is at its lows nowadays. If you have taken your loans years ago, you should consider to re-financing now. There are banks which offer Base Lending Rate minus 2-3% interest rate.

If you seriously considering that, there is one blog which describe in detail what you should consider when you want to refinance. Some of you might say that it is very troublesome and time consuming to do that. But if you think of how much you could save, I would say that it is worth spending your time. However, if you have already decided to sell your properties, forget about it. It is because the bank will have the clause to bind you to the loan and you need to pay penalties if you settle the loan early.

Well, enjoy and start to shop around.